Payday, handled.

AI-native payroll and HR for remote teams in Africa. Run payroll, approve leave and handle expenses in one place, with AI doing the busywork.

Get startedBook a demo

An animated preview of the Bizpend dashboard: the AI approves a leave request, an expense and a milestone payment, then pays October payroll of ₦2,284,300 to five people.

Running a remote team shouldn’t be a headache. Bizpend’s AI handles the busywork, so you can focus on your people.

An agent that never misses a thing.

Bizpend’s AI reads every pay run, claim and bank change, flags what looks wrong and prepares the fix. The maths is exact, every step is logged, and nothing moves without you.

Agent4 for you
Pension

₦184,800 of pension wasn’t paid in

What happened
Taken from 4 payslips on 30 Sep.
Why it matters
It was due by 9 Oct. Late pension can mean penalties.
What Bizpend did
Prepared the payment to each fund.
Pay ₦184,800 nowIt’s already paid
Possible fraud

Someone may be redirecting Finn’s pay

What happened
His bank details changed at 23:52, from a new device.
Why it matters
The account name doesn’t match Finn. It’s a common payroll scam.
What Bizpend did
Paused his payment and asked him to confirm.
Ask Finn to confirmKeep old account
Report

September’s report is ready for your accountant

What happened
September’s pay run closed.
Why it matters
Your accountant needs pay, tax and pension for each person.
What Bizpend did
Built the report and the payments file.
Send reportDownload
Payday

You’ll be ₦280,000 short on payday

What happened
Payroll and Finn’s milestone: ₦2,940,000 due Friday.
Why it matters
Your wallet has ₦2,660,000.
What Bizpend did
Worked out when your top-up must leave to land in time.
Top up ₦300,000Remind me Monday

Everything your team needs, in one place.

October 2026 payrollDraft · prepared by BizpendApprove and pay
Employees 4Contractors 1Payslips
Gross₦2,774,600
Tax and pension−₦508,300
Expenses+₦18,000
Net pay₦2,284,300
PersonGrossPAYEPensionNet
ACAmy Clarke₦780,000₦111,700₦62,400₦605,900
TBTom Baker2 unpaid days, 8–9 Oct₦523,600₦69,200₦41,900₦412,500
KLKate Lewis+₦18,000 fuel claim₦504,000₦66,000₦40,300₦415,700
EMEthan Moore₦547,000₦73,000₦43,800₦430,200
Pays Fri 30 Oct · plus 1 contractor, ₦420,000Wallet covers it · ₦835,700 left
October 2026‹ ›MonthWeekList
MonTueWedThuFriSatSun
2829301234
567891011Kate · AnnualTom · Unpaid
12131415161718Tom
19202122232425Amy · AnnualEthan · Annual
2627282930311Payday
TBTom · Fri 16 OctAnnual leave · 9 days left after thisDeclineApprove
TOTALENERGIES14/10/2026 08:42PMS 25.7L16,800.00SERVICE1,200.00TOTAL18,000.00THANK YOU
Expense claimRead from receipt
From
Kate Lewis
Merchant
TotalEnergies
Category
Travel
Amount
₦18,000
DeclineApprove, add to salary
FWFinn WalkerWebsite build · fixed price · signed 2 Sep₦750,000₦250,000 paid
✓Design₦250,000Paid 18 Sep
Build₦250,000Ready to pay
Launch₦250,000Due 30 Nov
Build milestone marked completePays to GTBank ••••4821 · arrives todayPay ₦250,000

Made for the way you work.

Wherever you are, wherever they are.

Run it from Lagos, Nairobi or London. Pay and approve from one place.

Remote contractors, paid properly.

Contracts, monthly pay and milestones together, in their own currency.

You work with freelancers on projects.

Pay when the work is delivered.

While you were asleep.

Bizpend’s AI works through your team’s requests as they come in, then leaves you a short list of decisions in the morning.

Overnight · Thu 15 Oct
  1. 22:41Kate sent a fuel receipt. Claim filed for ₦18,000 under Travel.Filed
  2. 23:05Tom asked for Friday off. Sent to you; he has 9 days left.Needs you
  3. 00:18Amy asked when her payslip arrives. Answered: Friday 30 October.Answered
  4. 02:10Finn marked the website build complete. ₦250,000 payment prepared.Needs you
  5. 04:32Ethan’s lunch receipt matches one from last week. Held for review.Needs you
  6. 06:00October payroll checked. Your wallet covers it with ₦835,700 to spare.Ready
3 decisions for you this morningLaterReview now

See what your team takes home.

What Nigeria’s 2026 tax rules mean for take-home pay. Try a monthly salary.

Payslip · October 2026Estimate
Gross pay
₦500,000
Pension (8%)
−₦40,000
PAYE
−₦65,300
Take-home
₦394,700

Estimate for an employee in Nigeria under the 2026 PAYE bands. Assumes pension on the full salary and leaves out rent relief and NHF.

Pricing that fits your team.

Tell us about your team and we’ll put together a plan.

Everything included
  • Payroll and payslips
  • Leave and time off
  • Expenses and contracts
  • Local currency payouts
  • The AI agent
Talk to salesGet started

Questions.

Where can I pay people?

Nigeria today, in local currency to any Nigerian bank. More African countries are coming next. You can run Bizpend from anywhere.

How does the AI work?

It reads receipts, messages and spreadsheets, checks every pay run against your rules and past months, and explains anything that looks wrong. Pay and tax calculations follow fixed rules, never guesswork, and every action is logged.

Can the AI pay people on its own?

No. It prepares pay runs, claims and payments. Only you, or someone you allow, can approve them.

Do you calculate PAYE, pension and NHF?

Not yet. Automatic calculation under Nigeria’s 2026 rules is being built, along with a check that everything deducted is remitted on time. Contractors are paid in full.

How does my team use it?

Each person gets a simple login for payslips, leave and expenses, or can send requests by message.

Where is my money held?

Payments are processed and held by our licensed financial partners. Bizpend is a technology company, not a bank.

Payday, handled.

Get startedBook a demo